Assistance for Individuals and Households

Two men from KYEM talk to a woman who's property was damaged

Supporting Disaster Survivors

Kentucky Emergency Management (KYEM) is committed to helping individuals and families recover after a federally-declared disaster. Through FEMA’s Individual Assistance Program (IA), survivors may be eligible for support that helps meet basic needs and jumpstart recovery when insurance and other resources fall short.

Individuals and Households Program (IHP)

FEMA’s Individual Assistance Program mayhelp you recoup your losses when your insurance alone won’t cover it. The program provides financial assistance and essential services to help you cover your serious needs and expenses.

Get back on your feet.

Apply for assistance through FEMA

Assistance Under IHP

Housing Assistance (HA)
Other Needs Assistance (ONA)

Other Forms of Individual Assistance

Disaster Legal Services (DLS)
Disaster Unemployment Assistance (DUA)
Crisis Counseling Program (CCP)
U.S. Small Business Administration (SBA)

How can I apply for assistance?

First, ensure you live in an area that was included in the with a presidential disaster declaration for Individual Assistance. Next, review FEMA's application tips.

There are four ways to apply for FEMA disaster assistance:

  1. Online: disaster assistance.gov
  2. Phone: Call FEMA at 800-621-FEMA (3362)
  3. In person: Visit a Disaster Recovery Center (DRC) near you. Use the DRC Locator to find your local DRC.
  4. Mobile app: Download the FEMA app for real-time updates and application tracking.

Remember, your first denial is not final! Your application may need appeals or additional documentation — this is expected and normal. Learn more about what to expect after you've submitted your application.